Karz Mukti Pooja (Loan Freedom Ritual) is a Vedic spiritual remedy performed to help a person overcome financial debts and remove obstacles related to loans and money repayment. It is believed that persistent debt issues may arise due to planetary imbalances, karmic influences, or financial blockages.

This pooja is performed with prayers to Lord Ganesha for removing obstacles and Goddess Lakshmi for wealth and prosperity. It includes mantra chanting, havan (fire ritual), and special offerings to attract financial stability and improve cash flow.